Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Joseph J Biagiotti focuses on explaining auto insurance coverage in a common sense way that members in Rochester appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Joseph J Biagiotti works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (585) 429-2082, and agents are happy to take set appointments for in-person consultations at our office located at 2755 Buffalo Rd.
At Joseph J Biagiotti we understand that you want insurance coverage for your home in Rochester without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and So Joseph J Biagiotti can help you asses your insurance requirements and choose a policy that offers the coverage you need.
Joseph J Biagiotti has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (585) 429-2082 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 2755 Buffalo Rd.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Rochester life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Joseph J Biagiotti will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (585) 429-2082 and ask for Joseph J Biagiotti or visit us at 2755 Buffalo Rd,Rochester,NY,14624. We will be happy to work with you to make sure your family’s financial security is always protected.
Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Joseph J Biagiotti work with Nationwide to provide insurance solutions for your business in Rochester. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
Joseph J Biagiotti has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Rochester.
Give our team at Joseph J Biagiotti a call at (585) 429-2082, or stop by our office on 2755 Buffalo Rd. We will answer any questions you have and get started on building an insurance policy for your business needs.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Joseph J Biagiotti also offers products in NY. Please call for information on products in those states.
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