About William J. Freyer
- Human Services
Our Insurance Products
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why William J. Freyer prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. William J. Freyer works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (518) 346-6111. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with William J. Freyer in our office at 1650 State Street.
Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. William J. Freyer offers several types of home insurance products so you can find the protection you need. Speak with William J. Freyer to find out which type of home insurance is the best for you.
Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (518) 346-6111 or schedule an appointment for a consultation with William J. Freyer in Schenectady to discuss your customized options.
We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 1650 State Street to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at William J. Freyer are here to help newlyweds in the Schenectady area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (518) 346-6111 and ask for William J. Freyer. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1650 State Street,Schenectady,NY,12304. It may be the most important date of your life.
You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with William J. Freyer and William J. Freyer in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.
What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.
Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Schenectady, schedule a consultation appointment today. Visit us at 1650 State Street or call us at (518) 346-6111.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The William J. Freyer also offers products in NY. Please call for information on products in those states.
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