Frequently asked questions
Our Insurance Products
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Haylor, Freyer & Coon, Inc. prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Schenectady feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Haylor, Freyer & Coon, Inc. works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (518) 831-8424. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 220 Harborside Dr.
If you are currently in the market for new home insurance protection in Schenectady, then now is the time to get in touch with the agents at Haylor, Freyer & Coon, Inc.. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. We can help you find the coverage solutions that are best suited to your needs. For instance, the Brand New Belongings® option may help to replace or repair covered items.
Together with the help of Nationwide, Haylor, Freyer & Coon, Inc. can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.
For straightforward solutions to your home insurance needs in Schenectady, don't hesitate to visit with the agents in our office at 220 Harborside Dr. Alternatively, we also conduct consultations and assist with purchases over the phone at (518) 831-8424.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Haylor, Freyer & Coon, Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Schenectady. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Haylor, Freyer & Coon, Inc. can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (518) 831-8424 to discuss them over the phone. You can also make an appointment or visit our office at 220 Harborside Dr to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Haylor, Freyer & Coon, Inc. works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
To get the process started, Haylor, Freyer & Coon, Inc. may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
Finding the right coverage for a small business in Schenectady is a process, but it is a process that Haylor, Freyer & Coon, Inc. has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (518) 831-8424 for a phone consultation or to set an appointment for a meeting at our offices located on 220 Harborside Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Haylor, Freyer & Coon, Inc. also offers products in NY. Please call for information on products in those states.
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