Sefcu Insurance Agency in Schenectady, NY

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Sefcu Insurance Agency

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Sefcu Insurance Agency in Schenectady, NY provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    There's nothing quite like taking an easy drive in Schenectady as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and Sefcu Insurance Agency to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.

    To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Sefcu Insurance Agency will also make sure you reap the benefits of having an exemplary protection plan.

    Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (518) 786-9905 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 469 State St.

  • Home Insurance

    Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Sefcu Insurance Agency to put together a policy that will afford protection for your home, your possessions, and your family.

    We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.

    We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Sefcu Insurance Agency at (518) 786-9905, or drop by our office at 469 State St.

  • Life Insurance

    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Sefcu Insurance Agency proudly work with residents in the Schenectady area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Sefcu Insurance Agency at (518) 786-9905. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 469 State St. We look forward to seeing you.


    LAW-0246AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Sefcu Insurance Agency and the experts of Nationwide are working together to provide Schenectady entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.

    No matter the industry that your company does business in, you should consider talking to your Sefcu Insurance Agency agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (518) 786-9905, or feel free to visit us at our location at 469 State St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Sefcu Insurance Agency also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, KY, NJ. Please call for information on products in those states.