Coronavirus Resources
Learn what steps Nationwide is taking and how to help protect yourself and others.
Elite Status

Garbe Associates LLC in Smithtown, NY

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

About Your Elite Agency

Garbe Associates provides a full line of insurance products. Our staff is committed to providing prompt and courteous customer service, all with a smile. Our philosophy is one of professional consultation. We take the time to review your needs and customize a program that is right for you, both in terms of coverage and price. Call our agency and experience the difference. You'll be glad you did.

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Garbe Associates LLC

Licensed In

  • NY

Services

  • Auto
  • Life
  • Home
  • Business

Languages Spoken

  • English
  • French
  • German
  • Italian
  • Other

Our Insurance Products

The Garbe Associates LLC in Smithtown, NY provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    If you've recently bought a brand new or new-to-you vehicle in Smithtown, you'll want an all-encompassing auto insurance plan that protects your new investment. Garbe Associates LLC specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.

    Garbe Associates LLC is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.

    Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (631) 724-0032 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 87 W Main St.

  • Home Insurance

    Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Garbe Associates LLC, we are pleased to offer personalized insurance solutions to our valued Smithtown customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.

    Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Garbe Associates LLC or another Garbe Associates LLC team member is a great way to explore your home insurance policy options and other important coverage solutions.

    Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Garbe Associates LLC today by calling (631) 724-0032 or visit our offices at 87 W Main St. We look forward to helping your insurance do more for you.

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Garbe Associates LLC are here to help newlyweds in the Smithtown area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (631) 724-0032 and ask for Garbe Associates LLC. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 87 W Main St,Smithtown,NY,11787. It may be the most important date of your life.


    LAW-0247AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Garbe Associates LLC and the experts of Nationwide are working together to provide Smithtown entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of. Garbe Associates LLC looks forward to learning more about your business in order that it and everything associated with it can be properly protected.

    No matter the industry that your company does business in, you should consider talking to your Garbe Associates LLC agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (631) 724-0032, or feel free to visit us at our location at 87 W Main St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Garbe Associates LLC also offers products in NY. Please call for information on products in those states.