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Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

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1-800-421-35351-800-421-3535

Our Insurance Products

The Beach Agency Inc. in Utica, New York provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Beach Agency Inc. specializes in making it easy for Utica drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.

    Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Beach Agency Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.

    Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (315) 793-7626. You're also more than welcome to visit us at 2220 Oriskany St W.

  • Home Insurance

    Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Beach Agency Inc. in Utica, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.

    When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Beach Agency Inc. is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 2220 Oriskany St W or give us a call at (315) 793-7626 to find out the different ways in which you can customize your policy.

    Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Beach Agency Inc. and find out what you can do to protect your home today.

  • Life Insurance

    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Beach Agency Inc. proudly work with residents in the Utica area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Beach Agency Inc. at (315) 793-7626. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 2220 Oriskany St W. We look forward to seeing you.


    LAW-0246AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Beach Agency Inc. and the experts of Nationwide are working together to provide Utica entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.

    No matter the industry that your company does business in, you should consider talking to your Beach Agency Inc. agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (315) 793-7626, or feel free to visit us at our location at 2220 Oriskany St W.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Beach Agency Inc. also offers products in NY. Please call for information on products in those states.