|Day of the Week||Hours|
|Mon||8:30 AM - 5:00 PM|
|Tue||8:30 AM - 5:00 PM|
|Wed||8:30 AM - 5:00 PM|
|Thu||8:30 AM - 5:00 PM|
|Fri||8:30 AM - 4:00 PM|
Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Barbara J Luczkowski. We work with Nationwide to bring you excellent service and coverage in Chesterland.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Barbara J Luczkowski or another experienced agent a call today at (440) 729-4042. Drivers can discuss options over the phone or in person at 8045 Mayfield Rd.
In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Chesterland outright or you still have payments to make on the mortgage. We at Barbara J Luczkowski are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Barbara J Luczkowski and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
By calling Barbara J Luczkowski at (440) 729-4042 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 8045 Mayfield Rd or by giving us a call.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Chesterland life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Barbara J Luczkowski will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (440) 729-4042 and ask for Barbara J Luczkowski or visit us at 8045 Mayfield Rd,Chesterland,OH,44026. We will be happy to work with you to make sure your family’s financial security is always protected.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Barbara J Luczkowski at Barbara J Luczkowski works together with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Barbara J Luczkowski and Barbara J Luczkowski is proud to work in conjunction with Nationwide. Schedule a consultation by calling (440) 729-4042 or stopping into our offices on 8045 Mayfield Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Barbara J Luczkowski also offers products in OH, KY. Please call for information on products in those states.
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