Barbara J Luczkowski in Chesterland, OH

The Barbara J Luczkowski in Chesterland, OH provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Barbara J Luczkowski. We work with Nationwide to bring you excellent service and coverage in Chesterland.
  
  Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
  
  Give Barbara J Luczkowski or another experienced agent a call today at (440) 729-4042. Drivers can discuss options over the phone or in person at 8045 Mayfield Rd.

  Read MoreRead Less
• Home Insurance

  In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Chesterland outright or you still have payments to make on the mortgage. We at Barbara J Luczkowski are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Barbara J Luczkowski and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
  
  Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
  
  By calling Barbara J Luczkowski at (440) 729-4042 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 8045 Mayfield Rd or by giving us a call.

  Read MoreRead Less
• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Chesterland life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Barbara J Luczkowski will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (440) 729-4042 and ask for Barbara J Luczkowski or visit us at 8045 Mayfield Rd,Chesterland,OH,44026. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

  Read MoreRead Less
• Business Insurance

  The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Barbara J Luczkowski works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
  
  A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
  
  We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Barbara J Luczkowski a call at (440) 729-4042, or stop by our 8045 Mayfield Rd office in Chesterland. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Barbara J Luczkowski also offers products in OH. Please call for information on products in those states.