Frequently asked questions
Our Insurance Products
In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.
At Sam J Saraniti Clu in Columbiana, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.
Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Sam J Saraniti Clu at (330) 892-0032. You can also stop by our local office at 101 N Main St to learn more about what we have to offer.
Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At Sam J Saraniti Clu, we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Sam J Saraniti Clu is located at 101 N Main St. Contact our office at (330) 892-0032 to speak with our agent.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Columbiana, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Sam J Saraniti Clu can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (330) 892-0032 for an appointment with an agent. Feel free to stop by 101 N Main St to discuss Nationwide coverage options in person.
Along with versatile coverage options from Nationwide, Sam J Saraniti Clu has the expertise to customize a business insurance solution for any Columbiana company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.
First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Sam J Saraniti Clu will help structure a policy around your business needs. Many Columbiana owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.
Call Sam J Saraniti Clu at (330) 892-0032. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 101 N Main St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Sam J Saraniti Clu also offers products in OH. Please call for information on products in those states.
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