Owen J Estep in Dayton, OH

The Owen J Estep in Dayton, OH provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Owen J Estep understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Dayton.
  
  Owen J Estep builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (937) 235-5810. Or, call to schedule an appointment at our office at 751982.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Owen J Estep in Dayton to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Dayton is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Owen J Estep proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (937) 235-5810. You can also stop by our office at 751982 to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Owen J Estep are here to help people like you in the Dayton area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Owen J Estep at (937) 235-5810. We are located at 751982. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Your business is your pride and joy, and at Owen J Estep we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
  
  You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
  
  Owen J Estep is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Owen J Estep in Dayton will be happy to go over them with you. Feel free to stop by our 751982 office any time, or phone us at (937) 235-5810. We look forward to learning about your business and discussing the many ways we can help to protect it.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Owen J Estep also offers products in . Please call for information on products in those states.