H&M Insurance Group LLC in Lebanon, OH

The H&M Insurance Group LLC in Lebanon, OH provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why H&M Insurance Group LLC and H&M Insurance Group LLC are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Lebanon.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (513) 932-7871 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 25 Cincinnati Ave.

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• Home Insurance

  Drafting plans for your new home? Don't forget to swing by H&M Insurance Group LLC to see H&M Insurance Group LLC while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
  
  You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Lebanon determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
  
  Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 25 Cincinnati Ave. We'd also love to hear from you via telephone at (513) 932-7871.

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• Business Insurance

  Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at H&M Insurance Group LLC in Lebanon can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
  
  Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, H&M Insurance Group LLC will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
  
  As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (513) 932-7871 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 25 Cincinnati Ave, during business hours to speak with one of our agents in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The H&M Insurance Group LLC also offers products in CO, GA, IL, IN, MI, NC, OH, PA, SC, TN, TX, WV, KY. Please call for information on products in those states.