Our Insurance Products
When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Gerber Insurance Agency Inc. on 1727 Allentown Rd will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.
We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.
We want you to get the level of coverage that is most suited for your needs and situation. Call (419) 222-2424 so you can speak with Gerber Insurance Agency Inc. in Lima. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Gerber Insurance Agency Inc. in Lima, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Gerber Insurance Agency Inc. will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (419) 222-2424 to speak with a qualified agent or set up an appointment. You can also stop by our office at 1727 Allentown Rd for a complimentary consultation to discuss your insurance needs.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lima, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Gerber Insurance Agency Inc. and Gerber Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (419) 222-2424 for an appointment with an agent. Feel free to stop by 1727 Allentown Rd,Lima,OH,45805 to discuss Nationwide coverage options in person.
No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Gerber Insurance Agency Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Lima.
Gerber Insurance Agency Inc. and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Gerber Insurance Agency Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (419) 222-2424 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 1727 Allentown Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Gerber Insurance Agency Inc. also offers products in GA, IN, MI, OH, TN, KY. Please call for information on products in those states.
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