Shawn Ruddy in Niles, OH

The Shawn Ruddy in Niles, Ohio provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Shawn Ruddy focuses on explaining auto insurance coverage in a common sense way that members in Niles appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Shawn Ruddy works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (330) 652-0202, and agents are happy to take set appointments for in-person consultations at our office located at 724 Youngstown Warren Rd.

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• Home Insurance

  Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Shawn Ruddy make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Niles home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
  
  Everything from the age of the home to the age of the homeowner can mean new ways to save on your Niles home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
  
  You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Shawn Ruddy demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (330) 652-0202 to discuss your policy. Or schedule an appointment with our office at 724 Youngstown Warren Rd to talk about your concerns in person with our staff today.

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• Life Insurance

  At Shawn Ruddy, we want to make customers aware of how easy and affordable life insurance is. We know many people in Niles think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Shawn Ruddy at (330) 652-0202 to arrange a time to meet in office at 724 Youngstown Warren Rd to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Nationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.
  
  When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.
  
  Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agents in Niles can answer your questions. Shawn Ruddy is located at 724 Youngstown Warren Rd. Don't put off securing your business' future any longer. Contact us today at (330) 652-0202.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Shawn Ruddy also offers products in OH. Please call for information on products in those states.