Ronald J Smith in Olmsted Falls, OH

The Ronald J Smith in Olmsted Falls, OH provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Ronald J Smith. We work with Nationwide to bring you excellent service and coverage in Olmsted Falls.
  
  Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
  
  Give Ronald J Smith or another experienced agent a call today at (440) 234-0305. Drivers can discuss options over the phone or in person at 25800 N Depot St.

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• Home Insurance

  If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Ronald J Smith are here to help you discover new lines of coverage relevant to your needs. Ronald J Smith excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
  
  Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
  
  An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Ronald J Smith is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Ronald J Smith at (440) 234-0305 or visit our office at 25800 N Depot St.

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• Business Insurance

  Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Olmsted Falls business, a good business insurance policy might be one of the hardest-working. For years, Ronald J Smith has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Ronald J Smith can help make sure you don't have to worry about the unexpected.
  
  A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Ronald J Smith team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.
  
  Discover improved coverage solutions today by calling (440) 234-0305. Our agents are here to make doing business simpler and more secure. Visit our 25800 N Depot St location today to begin exploring the personalized solutions we can offer.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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• Renters Insurance

  Choosing a new apartment or house to rent in Olmsted Falls can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
  
  If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Ronald J Smith can help you safeguard your belongings by answering all your questions about renters insurance coverage.
  
  Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Ronald J Smith a call at (440) 234-0305 or visit at 25800 N Depot St to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.

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• Condo Insurance

  Buying a condo in Olmsted Falls is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Ronald J Smith help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
  
  Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Ronald J Smith to build a customized policy that fits your life.
  
  Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Ronald J Smith a call at (440) 234-0305 or visit at 25800 N Depot St to learn more about your options for a plan that meets your individual needs.

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The Ronald J Smith also offers products in SC. Please call for information on products in those states.