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Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Bob A Malhotra in Saint Marys, Ohio provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Bob A Malhotra is your go-to source for friendly, knowledgeable advice about your Saint Marys auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.

    Bob A Malhotra customer needs run the gamut from meeting minimum requirements for the state of OH and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.

    There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 216 W Spring St or no matter where you live in Saint Marys, you can get the coverage you need with the Bob A Malhotra. Give us a call at (419) 394-3361 today.

  • Home Insurance

    Bob A Malhotra can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Saint Marys agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Saint Marys neighborhoods are, no two households are exactly the same, even within 45885.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Saint Marys home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Bob A Malhotra walk you through the options and clearly explain your policy choices. Simply give us a call at (419) 394-3361. Or, if you're in the 45885 area during office hours, swing by our Saint Marys location at 216 W Spring St, and we can discuss your home insurance options in person.

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Bob A Malhotra are here to help newlyweds in the Saint Marys area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call Bob A Malhotra at (419) 394-3361. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 216 W Spring St.


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  • Business Insurance

    At Bob A Malhotra we don't believe business owners should leave themselves or their companies vulnerable to liabilities with insurance plans pocked full of holes. Instead, we believe in providing Saint Marys business owners with the sense of peace that comes from having an insurance plan that deflects the destructive effects of common and not-so-common commercial liabilities. We hope you'll turn to us and Nationwide if you're either unsatisfied with your current insurance protection or need a plan for your brand new business.

    Because there are so many different options when it comes to insurance, no matter the investment you seek to protect, we always personally shape our policyholders' protection. We don't believe in a one-size-fits-all approach, and we don't expect you to settle for it. By working with Nationwide, our agency offers common commercial coverage, such as property, liability, and workers' compensation. Nonetheless, your business may be in need of special coverage, which includes (but is not all-inclusive of) professional liability, employment practices liability, key employee insurance, and directors and officers liability insurance.

    Ready to discuss your options for commercial protection? We welcome walk-ins at our office located at 216 W Spring St. Alternately, we'd also love to receive a phone call from you at (419) 394-3361. With Bob A Malhotra in the passenger seat, your business journey is sure to be a smooth one

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Bob A Malhotra also offers products in GA, IL, IN, MD, MI, NC, OH, PA, SC, TN, VA, WV, KY. Please call for information on products in those states.