Malhotra & Associates LLC in Saint Marys, OH

The Malhotra & Associates LLC in Saint Marys, OH provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Malhotra & Associates LLC is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Saint Marys.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (419) 394-3361 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 216 W Spring St.

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• Home Insurance

  Congratulations on becoming a proud Saint Marys homeowner! With all of the energy and resources you spent searching for and bidding on your home, Malhotra & Associates LLC knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
  
  Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Malhotra & Associates LLC can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
  
  If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (419) 394-3361 or visit us at 216 W Spring St.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Saint Marys, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Malhotra & Associates LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Malhotra & Associates LLC is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (419) 394-3361 to speak with one of our team members, or stop by 216 W Spring St to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Malhotra & Associates LLC in Saint Marys, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
  
  If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
  
  To learn more about commercial insurance, call Malhotra & Associates LLC at (419) 394-3361 or drop by our 216 W Spring St office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Malhotra & Associates LLC also offers products in DC, GA, IL, IN, IA, MD, MI, NC, OH, PA, SC, TN, VA, WV, KY. Please call for information on products in those states.