The Malhotra & Associates, LLC in Sharonville, OH provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding your insurance coverage should never involve having to learn a new language. That's why Malhotra & Associates, LLC and Malhotra & Associates, LLC are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Sharonville.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (513) 385-9500 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 11006 Reading Rd.
Home Insurance
Let Malhotra & Associates, LLC explain the policy choices needed to personalize a policy solution for any Sharonville household. Our agents are ready to go through and explain the details of various coverage options. Sharonville homeowners can quickly and clearly understand what's at stake when making their policy choices with Malhotra & Associates, LLC.
More than just the versatile products, Malhotra & Associates, LLC knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 45241 home near our local office or a residential property throughout the city, the experts at Malhotra & Associates, LLC understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to Malhotra & Associates, LLC or one of our other friendly, knowledgeable agents by calling (513) 385-9500. For those who wish to discuss their coverage in person, our office is located at 11006 Reading Rd.
Life Insurance
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Sharonville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Malhotra & Associates, LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (513) 385-9500 and ask for Malhotra & Associates, LLC or visit us at 11006 Reading Rd,Sharonville,OH,45241. We will be happy to work with you to make sure your family’s financial security is always protected.
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Business Insurance
Your business is your pride and joy, and at Malhotra & Associates, LLC we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
Malhotra & Associates, LLC is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Malhotra & Associates, LLC in Sharonville will be happy to go over them with you. Feel free to stop by our 11006 Reading Rd office any time, or phone us at (513) 385-9500. We look forward to learning about your business and discussing the many ways we can help to protect it.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Malhotra & Associates, LLC also offers products in IN, MI, OH, KY. Please call for information on products in those states.