Elite Status
Michael Fearon, Insurance Agent

Graves-Fearon Agency LTD in Troy, OH

8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:00 AM - 5:00 PMClosed Today 8:00 AM - 5:00 PMClosed Today Closed Today

Hours

Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
ThuClosed
Fri8:00 AM - 5:00 PM
SatClosed
SunClosed

About Your Elite Agency

Our agency has been serving the Miami Valley for over 50 years. We offer products to serve all of your insurance needs and have the experience to ensure that your family and/or business is properly protected.

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Graves-Fearon Agency LTD

Licensed In

  • IN
  • KY
  • OH

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports
  • Human Services

Languages Spoken

  • English

Areas Served

  • We serve the entire Miami Valley!

Our Insurance Products

The Graves-Fearon Agency LTD in Troy, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Just as not all vehicles are the same, not all auto insurance policies are the same. Graves-Fearon Agency LTD specializes in creating auto insurance plans unique to your driving conditions and the demands of Troy. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The Graves-Fearon Agency LTD also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    Graves-Fearon Agency LTD doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (937) 335-1922, or you're more than welcome to pay us a visit at our office located at 405 Public Square. We look forward to providing auto insurance to meet your wants and needs.

  • Home Insurance

    Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Graves-Fearon Agency LTD. Our agents can help you take care of this essential step of becoming a Troy homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.

    Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Troy homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.

    Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Graves-Fearon Agency LTD agents demystify the process without oversimplifying it. Call us at (937) 335-1922 to discuss your property and policy coverage. All of our Troy customers are welcome to make an office appointment, but especially if you live in the 45373 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Graves-Fearon Agency LTD.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Graves-Fearon Agency LTD are here to help people like you in the Troy area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (937) 335-1922 and ask for Graves-Fearon Agency LTD. We are located at 405 Public Square,Troy,OH,45373 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


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  • Business Insurance

    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Graves-Fearon Agency LTD in Troy, our certified agents are ready to assist you with your insurance needs and concerns. Graves-Fearon Agency LTD is located at 405 Public Square. If you are ready to discuss the future of your small business, give us a call at (937) 335-1922 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Graves-Fearon Agency LTD also offers products in IN, OH, KY. Please call for information on products in those states.