The Graves-Fearon Agency LTD in Vandalia, OH provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Graves-Fearon Agency LTD specializes in making it easy for Vandalia drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Graves-Fearon Agency LTD, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (937) 898-4604. You're also more than welcome to visit us at 506 W National Rd.
Home Insurance
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Graves-Fearon Agency LTD in Vandalia to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Vandalia is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and Graves-Fearon Agency LTD with Graves-Fearon Agency LTD proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (937) 898-4604. You can also stop by our office at 506 W National Rd to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Vandalia, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Graves-Fearon Agency LTD and Graves-Fearon Agency LTD can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (937) 898-4604 for an appointment with an agent. Feel free to stop by 506 W National Rd,Vandalia,OH,45377 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
Beyond general liability and asset protection, let Graves-Fearon Agency LTD help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Vandalia. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Graves-Fearon Agency LTD.
Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Graves-Fearon Agency LTD can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.
Give Graves-Fearon Agency LTD a call at (937) 898-4604, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 506 W National Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Graves-Fearon Agency LTD also offers products in IN, OH, KY. Please call for information on products in those states.