The Shawn Ruddy in Youngstown, OH provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Shawn Ruddy knows how important this is to drivers in Youngstown, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Shawn Ruddy asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (330) 792-2222 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 3507 Canfield Rd.
Home Insurance
The Shawn Ruddy has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Youngstown neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Shawn Ruddy or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Shawn Ruddy has partnered with Nationwide to deliver superior home insurance solutions to Youngstown homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Shawn Ruddy, and we'll be your no-nonsense guide to Youngstown home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 3507 Canfield Rd.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Youngstown, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Shawn Ruddy and Shawn Ruddy can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (330) 792-2222 for an appointment with an agent. Feel free to stop by 3507 Canfield Rd,Youngstown,OH,44511 to discuss Nationwide coverage options in person.
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Business Insurance
Finding safety and security as a small business owner is important, and part of reaching a secure and sustainable cycle of operations is knowing how to manage your risks. That is why Shawn Ruddy works with Nationwide. With their flexible coverage options and our agents' expertise, finding the right insurance package for any company is a matter of time, research, and the planning necessary to insulate you against common challenges and risks for businesses in your industry.
Shawn Ruddy uses an On Your Side® Review to go over the possible points of exposure your company regularly encounters. Since each business and industry is unique, evaluating your exact operations, number of employees, and operating locations both inside and outside of Youngstown are all important steps toward understanding what coverage options will benefit your company the most. With coverage options for liability, property, equipment, and assets, plans are designed to meet your needs at each stage of your company's growth.
To find out about the best combination of basic coverages and extended options like accounts receivable coverage, get in touch with Shawn Ruddy at (330) 792-2222. They will answer your questions or set an appointment for in-person consultations at 3507 Canfield Rd. It is even possible to complete your review and buy a policy on the phone, so call today to get the process of finding your best coverage started.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Shawn Ruddy also offers products in OH, PA. Please call for information on products in those states.