Optima Insurance Services in San Jose, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Optima Insurance Services in San Jose, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Optima Insurance Services on 405 Saratoga Ave will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.

    We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.

    We want you to get the level of coverage that is most suited for your needs and situation. Call (888) 367-8672 so you can speak with Optima Insurance Services in San Jose. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.

  • Homeowners Insurance

    Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Optima Insurance Services we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. Torbert Yaw Wong or another of our experienced agents will discuss your San Jose home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.

    We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.

    Contact Torbert Yaw Wong or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (888) 367-8672 for more information or to schedule an appointment. You can also stop by our office, located at 405 Saratoga Ave.

  • Life Insurance

    At Optima Insurance Services, we want to make customers aware of how easy and affordable life insurance is. We know many people in San Jose think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Torbert Yaw Wong at (888) 367-8672 to arrange a time to meet in office at 405 Saratoga Ave,San Jose,CA,95129 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a San Jose business, a good business insurance policy might be one of the hardest-working. For years, Torbert Yaw Wong has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Nationwide Insurance: Optima Insurance Services can help make sure you don't have to worry about the unexpected.

    A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Nationwide Insurance: Optima Insurance Services team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.

    Discover improved coverage solutions today by calling (888) 367-8672. Our agents are here to make doing business simpler and more secure. Visit our 405 Saratoga Ave location today to begin exploring the personalized solutions we can offer.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Optima Insurance Services also offers products in CA. Please call for information on products in those states.

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