Alphonse L. Kovacik Agency in Blairsville, PA

The Alphonse L. Kovacik Agency in Blairsville, Pennsylvania provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get better auto insurance coverage with Alphonse L. Kovacik Agency. Our knowledgeable, friendly agents are ready to answer your questions, search for gaps in coverage and help tailor a policy for your Blairsville household.
  
  To deliver these types of personalized policy solutions, Alphonse L. Kovacik Agency has teamed up with Nationwide. Nationwide has the policy discounts, coverage programs and claims service needed to serve the personal priorities of different Blairsville drivers. Maybe it's a family plan with a teen driver. Maybe it's additional motorist services like rental reimbursement, towing and labor or roadside assistance. Maybe it's coverage for an everyday car as well as a motorcycle, RV or some other specialty vehicle.
  
  Let Alphonse L. Kovacik Agency explain exclusive programs and services available from Nationwide. The Vanishing Deductible® program is a great way to reward yourself for each year of claims-free driving, while the On Your Side® Claims Service offers extra peace of mind when you need it most. You'll have a choice of qualified auto repair shops in and around the Blairsville area, as well as a secure way to monitor the repairs.
  
  Give Alphonse L. Kovacik Agency a call at (724) 459-5389 to shop for an auto insurance policy with speed and confidence. You can also set up a time to talk in person. Our office is located at 135 E Market St.

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• Home Insurance

  At Alphonse L. Kovacik Agency we understand that you want insurance coverage for your home in Blairsville without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings. We can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  Alphonse L. Kovacik Agency has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (724) 459-5389 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 135 E Market St.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Blairsville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Alphonse L. Kovacik Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Alphonse L. Kovacik Agency at (724) 459-5389 or visit us at 135 E Market St. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Alphonse L. Kovacik Agency, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.
  
  We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.
  
  At Alphonse L. Kovacik Agency, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call (724) 459-5389 or stop by our Blairsville office on 135 E Market St. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Alphonse L. Kovacik Agency also offers products in MN, PA. Please call for information on products in those states.