Gerhart Hartman & Ritner Ltd. in Boyertown, PA

The Gerhart Hartman & Ritner Ltd. in Boyertown, PA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Gerhart Hartman & Ritner Ltd. prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
  
  Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Gerhart Hartman & Ritner Ltd. works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
  
  If you have questions about coverage options and policies, talk to one of our agents by calling us at (610) 367-2412. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Gerhart Hartman & Ritner Ltd. in our office at 138 S Reading Ave.

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• Home Insurance

  For years, Gerhart Hartman & Ritner Ltd. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
  
  Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
  
  Gerhart Hartman & Ritner Ltd. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Boyertown at 138 S Reading Ave. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Gerhart Hartman & Ritner Ltd. at (610) 367-2412 to explore your insurance options.

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• Business Insurance

  If you have recently opened a business, you may have several questions about insurance coverage. Finding a policy that provides the right types of coverage in the right amounts can be challenging. Here at Gerhart Hartman & Ritner Ltd., we work with Nationwide to bring personalized insurance options to our customers.
  
  Choosing the right coverages will make sure that your investment is doing the most for your business. A policy that is a poor fit can be frustrating, and you might be paying for unnecessary coverages or even underinsuring essential assets. These can be surprisingly common problems that can be corrected with the help of a personalized policy. Nationwide excels at making personalized solutions available, and we have chosen to work with them to give our customers access to improved coverage options. Customers also get the benefit of having access to Nationwide's large network of support associates. Anytime you have questions about your policy or need to make a claim, they can assist.
  
  If you are a new business owner in Boyertown and have questions about your business's coverage needs, we can help. Years of experience give our team members a nuanced perspective on the evolving coverage needs of businesses and other organizations. You can reach Gerhart Hartman & Ritner Ltd. by calling (610) 367-2412. Customers can also visit our office at 138 S Reading Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Gerhart Hartman & Ritner Ltd. also offers products in MD, NY, OH, PA, NJ. Please call for information on products in those states.