Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Tom Pandrok

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Tom Pandrok in Charleroi, PA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Tom Pandrok. We work with Nationwide to bring you excellent service and coverage in Charleroi.

    Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.

    Give Tom Pandrok or another experienced agent a call today at (724) 483-8897. Drivers can discuss options over the phone or in person at 65 Walnut Ridge Rd.

  • Home Insurance

    It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives Tom Pandrok to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.

    We look forward to learning more about the features of your Charleroi home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.

    While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. Tom Pandrok stand ready to answer your questions and address your concerns. Just give us a call at (724) 483-8897, or stop by and see us at 65 Walnut Ridge Rd. We'll do our absolute best to make you feel right at home.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Tom Pandrok, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Charleroi. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Tom Pandrok can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (724) 483-8897 to discuss them over the phone. You can also make an appointment or visit our office at 65 Walnut Ridge Rd to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

  • Business Insurance

    Whether your Charleroi company is looking for liability, property, or more specialized commercial insurance, the Tom Pandrok can help better manage your company's risk. We have insurance expertise in major industries like retail and construction, as well as more niche industries like golf courses and beauty salons.

    We also offer several types of employee insurance, including many that go above and beyond state-required coverage like workers compensation. What if someone blows out a knee at the company softball game, for example? Let one of the experts at Tom Pandrok explain to you the advantages of Nationwide's GrouProtector℠ coverage. Meanwhile, the On Your Side® Review is a great way to keep your company up-to-date with the latest changes to state laws and local markets.

    With a business owner's policy and flexible billing options, we can readily develop an insurance solution that's customized for your Charleroi business. For a policy that leaves no coverage gaps and a payment schedule that makes sense for your business' day-to-day, don't hesitate to contact us. Tom Pandrok can help protect your business from coverable losses. Give us a call at (724) 483-8897. You can also schedule an appointment with our 65 Walnut Ridge Rd office.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Tom Pandrok also offers products in OH. Please call for information on products in those states.