Frequently asked questions
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Kness & Assocs Insurance & Invstmnts is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Du Bois.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (814) 371-6756 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 407 S Main St.
In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Du Bois outright or you still have payments to make on the mortgage. We at Kness & Assocs Insurance & Invstmnts are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, we are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
By calling Kness & Assocs Insurance & Invstmnts at (814) 371-6756 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 407 S Main St or by giving us a call.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Kness & Assocs Insurance & Invstmnts, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Du Bois. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Kness & Assocs Insurance & Invstmnts can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (814) 371-6756 to discuss them over the phone. You can also make an appointment or visit our office at 407 S Main St to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
The business insurance agents at Kness & Assocs Insurance & Invstmnts can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Du Bois economy.
There are also important decisions to discuss that go beyond PA business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.
The experts at Kness & Assocs Insurance & Invstmnts offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 407 S Main St. You can also call us at (814) 371-6756 to get protection for the business you've worked so hard to build.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Kness & Assocs Insurance & Invstmnts also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.
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