Our Insurance Products
While you might be one of the safest drivers in Hegins, there's no guarantee that you'll never be involved in an accident. Michael Tobash is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Michael Tobash has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 9 Park Lane, or pick up the phone and call us at (570) 682-9660.
Michael Tobash is a leading Nationwide Insurance agent who specializes in home insurance. These policies protect your home in the event of many natural and man-made disasters, and provide required coverage prior to purchasing a property in many cases. Here at Michael Tobash, we understand the unique needs of homeowners, and we will do everything in our power to find the right type of policy for you and your home. When you work with a Nationwide agent, you will be working with one of the very best.
In addition, Nationwide's umbrella policies provide a full range of coverage in the event of a disaster. These policies provide extensive bodily injury, personal injury, and property damage coverage for you and other individuals. If a visitor sustains an injury or damages property on your premises, an umbrella or liability policy can protect you from lawsuits.
If you are in the market for a new home insurance policy or personal liability protection, Michael Tobash in Hegins can provide you with the guidance you need to find a policy. We are located at 9 Park Lane, and we take pride in providing insurance services to the local area. Call us now at (570) 682-9660 to learn how you can secure your greatest investment – your home
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Hegins, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Michael Tobash and Michael Tobash can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (570) 682-9660 for an appointment with an agent. Feel free to stop by 9 Park Lane,Hegins,PA,17938 to discuss Nationwide coverage options in person.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Michael Tobash at Michael Tobash works together with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Michael Tobash and Michael Tobash is proud to work in conjunction with Nationwide. Schedule a consultation by calling (570) 682-9660 or stopping into our offices on 9 Park Lane.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Michael Tobash also offers products in PA. Please call for information on products in those states.
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