Element Risk Management LLC in Hollidaysburg, PA

The Element Risk Management LLC in Hollidaysburg, Pennsylvania provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  While you might be one of the safest drivers in Hollidaysburg, there's no guarantee that you'll never be involved in an accident. Element Risk Management LLC is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Element Risk Management LLC has made it easy to get the right coverage through a policy backed by Nationwide.
  
  In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
  
  Ready to drive off into the sunset with true peace of mind? Stop by and see us at 404 Allegheny St, or pick up the phone and call us at .

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Element Risk Management LLC in Hollidaysburg has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Element Risk Management LLC will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Element Risk Management LLC to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 404 Allegheny St. You can also give us a call at to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Element Risk Management LLC proudly work with residents in the Hollidaysburg area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Element Risk Management LLC at . We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 404 Allegheny St. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  When you are a business owner, stability is likely one of your top priorities. We at Element Risk Management LLC understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
  
  If you are unsure how or where to start, Element Risk Management LLC may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Hollidaysburg such as dry cleaners, real estate, and plumbing.
  
  Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at or stop by our Element Risk Management LLC office on 404 Allegheny St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Element Risk Management LLC also offers products in AL. Please call for information on products in those states.