Barbara J Lapp Lutcf in Lancaster, PA

The Barbara J Lapp Lutcf in Lancaster, PA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Barbara J Lapp Lutcf focuses on explaining auto insurance coverage in a common sense way that members in Lancaster appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Barbara J Lapp Lutcf works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (717) 299-6384, and agents are happy to take set appointments for in-person consultations at our office located at 1619 Columbia Ave.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Barbara J Lapp Lutcf in Lancaster has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Barbara J Lapp Lutcf will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Barbara J Lapp Lutcf to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 1619 Columbia Ave. You can also give us a call at (717) 299-6384 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Life Insurance

  At Barbara J Lapp Lutcf, we want to make customers aware of how easy and affordable life insurance is. We know many people in Lancaster think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Barbara J Lapp Lutcf at (717) 299-6384 to arrange a time to meet in office at 1619 Columbia Ave to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Barbara J Lapp Lutcf has extensive local knowledge of the various industries operating in Lancaster and 17603, earned through past experience working with individual companies that call Lancaster home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
  
  These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Barbara J Lapp Lutcf can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Barbara J Lapp Lutcf can help you find coverage that makes sense for your Lancaster company.
  
  Don't wait any longer to protect what you've worked so hard to build. Let Barbara J Lapp Lutcf make sure your customers, employees, and business are covered. Give us a call at (717) 299-6384 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Barbara J Lapp Lutcf also offers products in . Please call for information on products in those states.