Terry L Flack in Latrobe, PA

Our Insurance Products

The Terry L Flack in Latrobe, PA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Terry L Flack on 2840 Ligonier Street will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.
  
  We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.
  
  We want you to get the level of coverage that is most suited for your needs and situation. Call (724) 537-6425 so you can speak with Terry L Flack in Latrobe. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.

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• Home Insurance

  As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Terry L Flack in Latrobe, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
  
  Some may think that having basic coverage will cover all losses, but this is not the case. Terry L Flack will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
  
  Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (724) 537-6425 to speak with a qualified agent or set up an appointment. You can also stop by our office at 2840 Ligonier Street for a complimentary consultation to discuss your insurance needs.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Terry L Flack are here to help people like you in the Latrobe area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (724) 537-6425 and ask for Terry L Flack. We are located at 2840 Ligonier Street,Latrobe,PA,15650 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Latrobe business, a good business insurance policy might be one of the hardest-working. For years, Terry L Flack has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Terry L Flack can help make sure you don't have to worry about the unexpected.
  
  A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Terry L Flack team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.
  
  Discover improved coverage solutions today by calling (724) 537-6425. Our agents are here to make doing business simpler and more secure. Visit our 2840 Ligonier Street location today to begin exploring the personalized solutions we can offer.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Terry L Flack also offers products in MD, OH, PA, WV. Please call for information on products in those states.