Panichelle Financial Group LLC in Ligonier, PA

The Panichelle Financial Group LLC in Ligonier, Pennsylvania provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.
  
  At Panichelle Financial Group LLC in Ligonier, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.
  
  Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Panichelle Financial Group LLC at (724) 238-2148. You can also stop by our local office at 123 W Loyalhanna St to learn more about what we have to offer.

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• Home Insurance

  The Panichelle Financial Group LLC has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Ligonier neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let one of our knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
  
  Panichelle Financial Group LLC has partnered with Nationwide to deliver superior home insurance solutions to Ligonier homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
  
  There's no reason to let personalized options give you headaches when choosing your coverage. Call the Panichelle Financial Group LLC, and we'll be your no-nonsense guide to Ligonier home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 123 W Loyalhanna St.

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• Life Insurance

  Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
  
  We at Panichelle Financial Group LLC are here to help newlyweds in the Ligonier area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
  
  In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
  
  After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
  
  Call Panichelle Financial Group LLC at (724) 238-2148. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 123 W Loyalhanna St.
  
  
  LAW-0247AO (05/18)

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• Business Insurance

  Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
  
  Panichelle Financial Group LLC works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
  
  Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Panichelle Financial Group LLC is proud to work in conjunction with Nationwide. Schedule a consultation by calling (724) 238-2148 or stopping into our offices on 123 W Loyalhanna St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Panichelle Financial Group LLC also offers products in AL. Please call for information on products in those states.