The Spotts Insurance Group Inc. in Pine Grove, PA provides the following products. To learn more about each insurance product, click on the links below.
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Spotts Insurance Group Inc.. We work with Nationwide to bring you excellent service and coverage in Pine Grove.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Spotts Insurance Group Inc. or another experienced agent a call today at (570) 345-3252. Drivers can discuss options over the phone or in person at 90 S Tulpehocken St.
For years, Spotts Insurance Group Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
Spotts Insurance Group Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Pine Grove at 90 S Tulpehocken St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Spotts Insurance Group Inc. at (570) 345-3252 to explore your insurance options.
Life Insurance
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Pine Grove. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Spotts Insurance Group Inc., our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 90 S Tulpehocken St, Pine Grove, PA, 17963 to speak with Spotts Insurance Group Inc.. You can also contact them directly by dialing (570) 345-3252.
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Business Insurance
Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Spotts Insurance Group Inc. in Pine Grove can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Spotts Insurance Group Inc. will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (570) 345-3252 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 90 S Tulpehocken St, during business hours to speak with one of our agents in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Pine Grove can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Spotts Insurance Group Inc. can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Spotts Insurance Group Inc. a call at (570) 345-3252 or visit at 90 S Tulpehocken St to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Pine Grove is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Spotts Insurance Group Inc. help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Spotts Insurance Group Inc. to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Spotts Insurance Group Inc. a call at (570) 345-3252 or visit at 90 S Tulpehocken St to learn more about your options for a plan that meets your individual needs.
The Spotts Insurance Group Inc. also offers products in DE, FL, GA, MD, NY, NC, PA, SC, TX, VA, NJ. Please call for information on products in those states.