Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. John L Elkounderstands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Springdale drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (724) 274-4300, or visit us at 924 Pittsburgh St.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the John L Elko has worked so diligently to understand the insurance priorities of 15144 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Springdale neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Springdale home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but John L Elko offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 924 Pittsburgh St. But our home insurance expertise extends throughout the greater Springdale area. Call the John L Elko at (724) 274-4300 to get our take on the best way to protect against potential homeowner damages.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Springdale life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at John L Elko will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (724) 274-4300 and ask for John L Elko or visit us at 924 Pittsburgh St,Springdale,PA,15144. We will be happy to work with you to make sure your family’s financial security is always protected.
One of the best gifts that business owners can give themselves is peace of mind. To that end, John L Elko has teamed up with Nationwide to offer a wide range of business insurance solutions in Springdale. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. John L Elko or one of our other agents looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
Take an important step today and stop by the John L Elko office at 924 Pittsburgh St. Alternatively, give us a call at (724) 274-4300 to begin investigating your insurance coverage options.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The John L Elko also offers products in PA. Please call for information on products in those states.
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