The Russell Koehler Baribault in Springfield, PA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Russell Koehler Baribault prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Russell Koehler Baribault works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (610) 544-8900. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Russell Koehler Baribault in our office at 18 E Springfield Rd.
Home Insurance
Making sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Russell Koehler Baribault can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Russell Koehler Baribault we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.
We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.
To discover the coverage solutions that best meet your needs, contact Russell Koehler Baribault today by calling (610) 544-8900. Springfield area customers can also visit our offices at 18 E Springfield Rd. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Russell Koehler Baribault are here to help people like you in the Springfield area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (610) 544-8900 and ask for Russell Koehler Baribault. We are located at 18 E Springfield Rd,Springfield,PA,19064 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
The business insurance agents at Russell Koehler Baribault can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Springfield economy.
There are also important decisions to discuss that go beyond PA business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.
The experts at Russell Koehler Baribault offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 18 E Springfield Rd. You can also call us at (610) 544-8900 to get protection for the business you've worked so hard to build.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Russell Koehler Baribault also offers products in DE, DC, MD, MS, NY, NC, PA, SC, VA, WA, WI, NJ. Please call for information on products in those states.