M D Karstetter Agency Inc. in State College, PA

The M D Karstetter Agency Inc. in State College, PA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At M D Karstetter Agency Inc. located in State College, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
  
  Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. M D Karstetter Agency Inc. can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
  
  Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 925 W College Ave, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (814) 238-6038.

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• Home Insurance

  Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let M D Karstetter Agency Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of State College home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
  
  Everything from the age of the home to the age of the homeowner can mean new ways to save on your State College home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
  
  You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let M D Karstetter Agency Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (814) 238-6038 to discuss your policy. Or schedule an appointment with our office at 925 W College Ave to talk about your concerns in person with M D Karstetter Agency Inc. and our staff today.

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• Life Insurance

  Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
  
  At M D Karstetter Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
  
  We work with Nationwide to provide friendly service and diverse coverage options to customers in State College. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
  
  There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, M D Karstetter Agency Inc. and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
  
  If you are ready to learn coverage options, contact one of our agents at (814) 238-6038 to discuss them over the phone. You can also make an appointment or visit our office at 925 W College Ave,State College,PA,16801 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
  
  
  LAW-0240AO (05/18)

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• Business Insurance

  Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The M D Karstetter Agency Inc. works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
  
  To get the process started, M D Karstetter Agency Inc. may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
  
  Finding the right coverage for a small business in State College is a process, but it is a process that M D Karstetter Agency Inc. has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (814) 238-6038 for a phone consultation or to set an appointment for a meeting at our offices located on 925 W College Ave.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The M D Karstetter Agency Inc. also offers products in GA, PA, VA, WV. Please call for information on products in those states.