Palestine Insurance Agency Inc.
Our Insurance Products
- Auto InsuranceYour vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Palestine Insurance Agency Inc. knows how important this is to drivers in Palestine, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Melissa S York asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (618) 586-2323 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 101 S Main St.
- Homeowners InsuranceHome insurance is not a one-size-fits-all affair. Every home is different and there are many types of factors that determine what kind of coverage is needed. At Palestine Insurance Agency Inc., we can help you figure out the best way to obtain the full coverage you need. Some factors that may affect your home insurance include the age of your home, whether you have a pool or trampoline in the yard, the condition of your home, and many other details. Call us at (618) 586-2323 or visit us at our office on 101 S Main St in Palestine to explore your options for securing your financial future.
Take the guesswork and headaches out of worrying about risk factors by speaking with Melissa S York about the ways in which Nationwide home insurance products can give you the coverage you need. We can add custom provisions to your policy or provide you with separate policies to ensure that all risks are addressed and fully provided for. Knowledge is power, and our agents are committed to empowering you to make the best decisions for your family and protecting your home. Let us figure out the risks while you enjoy your lifestyle with security and peace of mind.
To get started with the right policy for you, get in touch with Melissa S York who can offer the information and guidance you need. Feel free to bring up any questions and concerns you may have so that we can fully address them.
- Life InsuranceLife is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Palestine, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Palestine Insurance Agency Inc. and Melissa S York can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (618) 586-2323 for an appointment with an agent. Feel free to stop by 101 S Main St,Palestine,IL,62451 to discuss Nationwide coverage options in person.
- Business InsuranceNationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.
When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.
Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agent, Melissa S York, in Palestine can answer your questions. Nationwide Insurance: Palestine Insurance Agency Inc. is located at 101 S Main St. Don't put off securing your business' future any longer. Contact us today at (618) 586-2323.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Palestine Insurance Agency Inc. also offers products in IL, IN. Please call for information on products in those states.
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