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Pamela Lofton Wells, Insurance Agent

Lofton Wells Insurance in Memphis, TN

Pamela Lofton Wells

President/ Agent

8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PMClosed Today Closed Today
Main Number
(901) 377-7935(901) 377-7935

Get an insurance quote

Get an insurance quote


(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457


Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:00 PM
Fri8:30 AM - 5:00 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Pamela Lofton Wells

I have 2 beautiful daughters and married to Michael Wells. Michael joined the agency in 2004 as an associate.


  • Bachelor of Business - University of Memphis

Languages Spoken

  • English
  • Spanish

Licensed In

  • AL
  • AZ
  • AR
  • CO
  • GA
  • IL
  • IA
  • KY
  • MS
  • MO
  • NC
  • TN
  • TX


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Majored in Risk Management/Insurance. Became an agent with Nationwide in 1997.


  • Champion Award
  • Nationwide Life Council

Community Activities

  • Member of St. Francis of Assisi Church.

Our Insurance Products

The Nationwide Insurance: Lofton Wells Insurance in Memphis, TN provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Lofton Wells Insurance is your local expert for Memphis auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.

    Have questions about policy types, claim amounts, or liability requirements that apply to TN drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Lofton Wells Insurance can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.

    We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Memphis driver. By partnering with Nationwide and providing great customer service, Lofton Wells Insurance can make things a little easier on you. Call us today at (901) 377-7935, and we'll take the stress out of shopping for 38134 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 6187 Stage Rd.

    Get an insurance quote

  • Homeowners Insurance

    Lofton Wells Insurance can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Memphis agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Memphis neighborhoods are, no two households are exactly the same, even within 38134.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Memphis home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Lofton Wells Insurance walk you through the options and clearly explain your policy choices. Simply give us a call at (901) 377-7935. Or, if you're in the 38134 area during office hours, swing by our Memphis location at 6187 Stage Rd, and we can discuss your home insurance options in person.

    Get an insurance quote

  • Life Insurance

    At Lofton Wells Insurance, we want to make customers aware of how easy and affordable life insurance is. We know many people in Memphis think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Lofton Wells Insurance at (901) 377-7935 to arrange a time to meet in office at 6187 Stage Rd,Memphis,TN,38134 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance

    Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Lofton Wells Insurance understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Memphis.

    The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Lofton Wells Insurance or one of our other agents is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.

    To get things started, Lofton Wells Insurance recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (901) 377-7935 to make an appointment for a consultation at 6187 Stage Rd. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Lofton Wells Insurance also offers products in AL, AZ, AR, CO, GA, IL, IA, MS, MO, NC, TN, TX, KY. Please call for information on products in those states.

About Lofton Wells Insurance

Hollie Gardner, Insurance Agent

Hollie Gardner Sales/Service Representative

(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457
Carla Call, Insurance Agent

Carla Call Sales/Service Representative

(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457
Michael Wells, Insurance Agent

Michael Wells Associate Agent

(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457
Sherry Coulter, Insurance Agent

Sherry Coulter Administrative Assistant

(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457
Victoria Riley, Insurance Agent

Victoria Riley Licensed Senior CSR

(901) 377-7935(901) 377-7935
(901) 373-9457(901) 373-9457
Lofton-Wells Insurance is recognized as a Nationwide Heritage Agency due to Pam Lofton-Wells being a second generation agent. She followed in her father, Harry Lofton's footsteps. The agency has been located in the Bartlett area since 1998. In 2012, both Pam Lofton-Wells and Harry Lofton have relocated their office to a renovated home on the corner of Stage and Elmore Park. We enjoy what we do: serving you and making your life easier. That's why we've developed a staff immensely knowledgeable in insurance solutions, trained and up-to-date on the latest in the industry. When you meet with us, you can feel confident that you're getting the level of expertise and attention to detail that you'd expect. Contact us today!
Our Agency staff has over 40 years experience with Nationwide. We offer prompt, courteous & efficient customer service & sales. We value our customers and appreciate the trust they place in our ability to protect their insurance and other related needs. To better service the community, we have bilingual representatives who work with the Hispanic community.

Average customer rating for Lofton Wells Insurance

6187 Stage Rd
Memphis, TN 38134