Perspective Insurance in Le Mars, IA

The Perspective Insurance in Le Mars, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Perspective Insurance. We work with Nationwide to bring you excellent service and coverage in Le Mars.
  
  Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
  
  Give Perspective Insurance or another experienced agent a call today at (712) 546-7821. Drivers can discuss options over the phone or in person at 200 5th Ave SW.

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• Home Insurance

  Perspective Insurance has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Perspective Insurance can answer any questions you have about protecting you and your family's most treasured possessions.
  
  The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Le Mars, everything from zoning to weather can affect your coverage. Since Perspective Insurance is local to Le Mars, our agents are knowledgeable of any local factors that may impact your coverage.
  
  Picking home insurance is a very manageable process when you have the right partner by your side. Give Perspective Insurance a call today at (712) 546-7821 and find out how to get started. You can also come visit us in person at 200 5th Ave SW. We look forward to meeting you.

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• Business Insurance

  Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
  
  Perspective Insurance works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
  
  Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Perspective Insurance is proud to work in conjunction with Nationwide. Schedule a consultation by calling (712) 546-7821 or stopping into our offices on 200 5th Ave SW.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Perspective Insurance also offers products in AZ. Please call for information on products in those states.