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Rachel Schoonover, Insurance Agent

Schoonover Insurance Agency in Spencer, VA

Rachel Schoonover

Agency President

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(276) 957-4070(276) 957-4070

Get an insurance quote

Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Rachel Schoonover


  • Graduate of James Madison University.

Languages Spoken

  • English

Licensed In

  • NC
  • SC
  • VA


  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Schoonover Insurance Agency in Spencer, VA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Schoonover Insurance Agency located in Spencer, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Schoonover Insurance Agency can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 19225 Al Philpott Hwy, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (276) 957-4070.

    Get an insurance quote

  • Homeowners Insurance

    Schoonover Insurance Agency can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Spencer agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Spencer neighborhoods are, no two households are exactly the same, even within 24165.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Spencer home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Schoonover Insurance Agency walk you through the options and clearly explain your policy choices. Simply give us a call at (276) 957-4070. Or, if you're in the 24165 area during office hours, swing by our Spencer location at 19225 Al Philpott Hwy, and we can discuss your home insurance options in person.

    Get an insurance quote

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Spencer, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Schoonover Insurance Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Schoonover Insurance Agency and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (276) 957-4070 to speak with one of our team members, or stop by 19225 Al Philpott Hwy,Spencer,VA,24165 to discuss your insurance needs in our office.

    LAW-0241AO (05/18)

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  • Business Insurance

    The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Schoonover Insurance Agency works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you. A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised. We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Schoonover Insurance Agency a call at (276) 957-4070, or stop by our 19225 Al Philpott Hwy office in Spencer. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Schoonover Insurance Agency also offers products in NC, SC, VA. Please call for information on products in those states.

About the Schoonover Insurance Agency

Dianne Rorrer, Insurance Agent

Dianne Rorrer Associate Agent

(276) 957-4070(276) 957-4070
Shanan Turner, Insurance Agent

Shanan Turner Agency Staff

(276) 957-4070(276) 957-4070
349 Piney Forest Rd
Ste A
Danville, VA 24540
Main Number
(434) 792-5800(434) 792-5800
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3633 Old Forest Rd
Lynchburg, VA 24501
Main Number
(434) 385-6431(434) 385-6431
Click to visit page of this location
3289 Virginia Ave
Collinsville, VA 24078
Main Number
(276) 647-3382(276) 647-3382
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Serving Danville City, Pittsylvania County, Halifax County, the Town of Halifax, South Boston, Henry Country, Martinsville City, Collinsville, Bassett, Axton, Cascade, Ringgold, Chatham, Brosville, Hurt, Java, Callands, Turbeville, Clover Brookneal, Vernon Hill, Gladys, Blairs, Sutherlin, Nathalie, Cluster Springs, Virligina, Scottsburg, Soth Hill, Clarksville, Farmville and Gretna, VA. We can combine your auto and homeowners insurance to offer a fantastic home and car discount.
Welcome to the Schoonover Insurance Agency. We are your local one stop shop for insurance products. Call us today for a free car insurance quote! We We proudly serve the entire state of Virginia and North Carolina. Why us? We are are a local agency that provides great prices and individualized customer service. Our agency caters to your insurance needs. Whether you want a face to face meeting to discuss your policy or the ease of a mobile app, Nationwide has it all

Average customer rating for Schoonover Insurance Agency

19225 Al Philpott Hwy
Spencer, VA 24165