Ray E Hykes, Insurance Agent

Ray E Hykes

Ray E Hykes
Agency Owner
9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PM 9:00 AM - 4:30 PMClosed Today Closed Today

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Main Number
(301) 631-3838(301) 631-3838

Get an insurance quote

Get an insurance quote

(301) 631-3838(301) 631-3838
(301) 710-5259(301) 710-5259

Send Ray E Hykes an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 4:30 PM
Tue9:00 AM - 4:30 PM
Wed9:00 AM - 4:30 PM
Thu9:00 AM - 4:30 PM
Fri9:00 AM - 4:30 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Ray E Hykes

  • BA Columbia Union College
Professional Designations
  • CLU
  • CPCU
  • AAI
Languages Spoken
  • English
  • Italian
  • Spanish
Licensed In
  • DC
  • MD
  • PA
  • VA
  • WV
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Advanced insurance studies include: Chartered Property Casualty Underwriter designation, Chartered Life Underwriter and Accredited Advisor in Insurance.
  • Champion Award
  • Nationwide Commercial Council
Community Activities
  • Past President Frederick County Independent Agents Association. Past President Central Maryland Bowling Association.
Community Involvement Events
  • Golf Bowling

Our Insurance Products

The Nationwide Insurance: Ray E Hykes in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    There's nothing quite like taking an easy drive in Frederick as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and Ray E Hykes to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.

    To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Ray E Hykes will also make sure you reap the benefits of having an exemplary protection plan.

    Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (301) 631-3838 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 5735B Industry Ln.

    Get an insurance quote

  • Homeowners Insurance
    Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Frederick home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. Ray E Hykes has helped Frederick homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.

    Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, Ray E Hykes can find a coverage solution that best fits you and your home.

    As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit Ray E Hykes at 5735B Industry Ln. You can also reach our associates by calling (301) 631-3838. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.

    Get an insurance quote

  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Frederick life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Ray E Hykes will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (301) 631-3838 and ask for Ray E Hykes or visit us at 5735B Industry Ln,Frederick,MD,21704. We will be happy to work with you to make sure your family’s financial security is always protected.

    LAW-0245AO (05/18)

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  • Business Insurance
    Ray E Hykes has extensive local knowledge of the various industries operating in Frederick and 21704, earned through past experience working with individual companies that call Frederick home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Ray E Hykes can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Ray E Hykes can help you find coverage that makes sense for your Frederick company.

    Don't wait any longer to protect what you've worked so hard to build. Let Ray E Hykes make sure your customers, employees, and business are covered. Give us a call at (301) 631-3838 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ray E Hykes also offers products in DC, MD, PA, VA, WV. Please call for information on products in those states.

About Ray E Hykes

Gary Clark, Insurance Agent

Gary Clark Financial Services Manager

(301) 631-3838(301) 631-3838
(301) 710-5259(301) 710-5259

Send Gary Clark an Email

Scott Reppard, Insurance Agent

Scott Reppard Associate Agent

(301) 631-3838(301) 631-3838
(301) 710-5259(301) 710-5259

Send Scott Reppard an Email

Rossy Volenick, Insurance Agent

Rossy Volenick Associate Agent/Customer Service

(301) 631-3838(301) 631-3838
(301) 710-5259(301) 710-5259

Send Rossy Volenick an Email

At the Ray Hykes agency we treat you like members of our family. Our top priority is providing you with the best coverage possible at the lowest cost possible! When you call our agency, we will ask you for your name...not you policy number. We have served our client's insurance needs for over 30 years. We look forward to serving yours soon! We promise we will provide you with professional advice, without any pressure to buy!
Proudly serving the following communities: Frederick, Urbana, Germantown, Gaithersburg, Hagerstown, Damascus, Clarksburg, Mt Airy, Rockville, Bethesda and Washington DC. We specialize in car, home, renters, condo, motorcycle, boat, RV, life, workers compensation, general liability, business and farm insurance.

Average customer rating for Ray E Hykes

5735B Industry Ln
Ste 204
Frederick, MD 21704