Ray Smith Insurance Agency, Inc. in Minneapolis, MN

The Ray Smith Insurance Agency, Inc. in Minneapolis, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Ray Smith Insurance Agency, Inc. so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
  
  When you begin working with Ray Smith Insurance Agency, Inc. at our Minneapolis office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
  
  There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (763) 259-0101 to set up an appointment at our office located at 9955 59th Ave N. We look forward to helping you acquire the coverage you need.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Ray Smith Insurance Agency, Inc. has worked so diligently to understand the insurance priorities of 55442 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Minneapolis neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Minneapolis home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Ray Smith Insurance Agency, Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 9955 59th Ave N. But our home insurance expertise extends throughout the greater Minneapolis area. Call the Ray Smith Insurance Agency, Inc. at (763) 259-0101 to get our take on the best way to protect against potential homeowner damages.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Minneapolis, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Ray Smith Insurance Agency, Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Ray Smith Insurance Agency, Inc. and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (763) 259-0101 to speak with one of our team members, or stop by 9955 59th Ave N,Minneapolis,MN,55442 to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Ray Smith Insurance Agency, Inc. in Minneapolis can help you find the coverage you are looking for.
  
  When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.
  
  Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. Visit us at 9955 59th Ave N, or call (763) 259-0101 if you are ready to find the right policy.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ray Smith Insurance Agency, Inc. also offers products in AZ. Please call for information on products in those states.