The Lawrence Agency Inc. in Lincoln, RI

The The Lawrence Agency Inc. in Lincoln, Rhode Island provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  The Lawrence Agency Inc. has been helping Lincoln drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to The Lawrence Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Lincoln area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  The Lawrence Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Lincoln auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (401) 726-3210. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. The Lawrence Agency Inc. is located at Lincoln.

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• Home Insurance

  Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At The Lawrence Agency Inc., we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
  
  Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
  
  Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. The Lawrence Agency Inc. is located at 872 Smithfield Ave. Contact our office at (401) 726-3210 to speak with our agent.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lincoln, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  The Lawrence Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (401) 726-3210 for an appointment with an agent. Feel free to stop by 872 Smithfield Ave to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  The Lawrence Agency Inc. has extensive local knowledge of the various industries operating in Lincoln and 02865, earned through past experience working with individual companies that call Lincoln home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
  
  These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, The Lawrence Agency Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that The Lawrence Agency Inc. can help you find coverage that makes sense for your Lincoln company.
  
  Don't wait any longer to protect what you've worked so hard to build. Let The Lawrence Agency Inc. make sure your customers, employees, and business are covered. Give us a call at (401) 726-3210 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The The Lawrence Agency Inc. also offers products in CT. Please call for information on products in those states.