Charles L Kirby Agency Inc. in North Smithfield, RI

The Charles L Kirby Agency Inc. in North Smithfield, RI provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Charles L Kirby Agency Inc. so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
  
  When you begin working with Charles L Kirby Agency Inc. at our North Smithfield office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
  
  There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (401) 762-4500 to set up an appointment at our office located at 69 Eddie Dowling Hwy. We look forward to helping you acquire the coverage you need.

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• Home Insurance

  Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Charles L Kirby Agency Inc. to put together a policy that will afford protection for your home, your possessions, and your family.
  
  We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.
  
  We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Charles L Kirby Agency Inc. at (401) 762-4500, or drop by our office at 69 Eddie Dowling Hwy.

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• Business Insurance

  You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Charles L Kirby Agency Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
  
  We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in North Smithfield. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
  
  With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Charles L Kirby Agency Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (401) 762-4500 to set up a time to stop by our office on 69 Eddie Dowling Hwy, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Charles L Kirby Agency Inc. also offers products in MA, RI. Please call for information on products in those states.