Frequently asked questions
Our Insurance Products
Get a personalized policy solution with Duxbury & Ray Insurance Agency Inc.. Our agents will take the time to understand your auto coverage priorities whether your household residing in Smithfield includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Duxbury & Ray Insurance Agency Inc. to serve motorists in neighborhoods across Smithfield.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Smithfield drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Duxbury & Ray Insurance Agency Inc.. Call us at (401) 232-3600 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 292 Waterman Ave office.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Smithfield. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Duxbury & Ray Insurance Agency Inc. wants to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Duxbury & Ray Insurance Agency Inc. to explain every step along the way. We're located at 292 Waterman Ave, but you can also call us at (401) 232-3600 to schedule an appointment or just ask questions.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Duxbury & Ray Insurance Agency Inc. proudly work with residents in the Smithfield area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Duxbury & Ray Insurance Agency Inc. at (401) 232-3600. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 292 Waterman Ave. We look forward to seeing you.
We all strive to be at our very best at every possible moment to fulfill our own individual obligations and meet the needs of those around us. Yet there will be times when factors outside of our control present risks. Perhaps in no other facet of life is this more true than in business. As a small business owner, your effort in building your company needs to be protected by a sound insurance plan. We at Duxbury & Ray Insurance Agency Inc. would be happy to provide you with that.
Thanks to our association with Nationwide, all of the core coverage elements needed to build the right business insurance policy in Smithfield are right at your fingertips. You can start with basic options such as commercial property and business liability insurance, and then supplement that with business auto coverage. Then, depending upon the unique aspects of your company, you can choose to add extra coverage such as crime insurance, cyber liability protection, workers' compensation, and added financial security through accounts receivable and business interruption insurance. Not sure how much insurance you'll need? Choose instead to go with a businessowners policy, which offers a wide range of coverages designed to provide a convenient package.
Building the ideal small business insurance plan can be easy if you have the right help in doing it. Duxbury & Ray Insurance Agency Inc. is here to help. We look forward to discussing all of the business insurance benefits that Nationwide has to offer. To learn more about covering your company through Nationwide, stop by and speak to us at our office on 292 Waterman Ave, or call and schedule an appointment at (401) 232-3600.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Duxbury & Ray Insurance Agency Inc. also offers products in MA. Please call for information on products in those states.
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