Gallo-Thomas Insurance Agency Inc. in Warwick, RI

The Gallo-Thomas Insurance Agency Inc. in Warwick, RI provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Gallo-Thomas Insurance Agency Inc. focuses on explaining auto insurance coverage in a common sense way that members in Warwick appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Gallo-Thomas Insurance Agency Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (401) 732-9100, and agents are happy to take set appointments for in-person consultations at our office located at 125 Metro Center Blvd.

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• Home Insurance

  Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Gallo-Thomas Insurance Agency Inc. in Warwick, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.
  
  When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Gallo-Thomas Insurance Agency Inc. is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 125 Metro Center Blvd or give us a call at (401) 732-9100 to find out the different ways in which you can customize your policy.
  
  Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Gallo-Thomas Insurance Agency Inc. and find out what you can do to protect your home today.

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• Business Insurance

  Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Gallo-Thomas Insurance Agency Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Warwick.
  
  The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Gallo-Thomas Insurance Agency Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
  
  To get things started, Gallo-Thomas Insurance Agency Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (401) 732-9100 to make an appointment for a consultation at 125 Metro Center Blvd. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Gallo-Thomas Insurance Agency Inc. also offers products in CA, CT, FL, ME, MD, MA, MN, NH, NY, NC, OH, PA, RI, TN, VT, VA. Please call for information on products in those states.