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Rice & Fowler Insurance Agency in Saint Johns, MI

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Rice & Fowler Insurance Agency in Saint Johns, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Rice & Fowler Insurance Agency works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Saint Johns.

    Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Rice & Fowler Insurance Agency understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.

    If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Rice & Fowler Insurance Agency at (989) 224-7614. You can also make an appointment for a face to face meeting at our offices at 701 E State St.

  • Homeowners Insurance

    At Rice & Fowler Insurance Agency we understand that you want insurance coverage for your home in Saint Johns without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and Rice & Fowler Insurance Agency can help you asses your insurance requirements and choose a policy that offers the coverage you need.

    Rice & Fowler Insurance Agency has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.

    To find out more information regarding the programs that are right for you, call (989) 224-7614 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 701 E State St.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Saint Johns, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Rice & Fowler Insurance Agency and Rice & Fowler Insurance Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (989) 224-7614 for an appointment with an agent. Feel free to stop by 701 E State St,Saint Johns,MI,48879 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Nationwide Insurance: Rice & Fowler Insurance Agency and Rice & Fowler Insurance Agency in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.

    What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.

    Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Saint Johns, schedule a consultation appointment today. Visit us at 701 E State St or call us at (989) 224-7614.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Rice & Fowler Insurance Agency also offers products in MI. Please call for information on products in those states.

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