Richard Timothy Miller

Our Insurance Products

• Auto Insurance

  While you might be one of the safest drivers in Collierville, there's no guarantee that you'll never be involved in an accident. Rich Miller is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Richard Timothy Miller has made it easy to get the right coverage through a policy backed by Nationwide.
  
  In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
  
  Ready to drive off into the sunset with true peace of mind? Stop by and see us at 610 W Poplar Ave, or pick up the phone and call us at (901) 854-3456.

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• Homeowners Insurance

  You've already personalized your home, now it's time to personalize your home insurance coverage. Richard Timothy Miller is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Collierville, which means your home insurance should reflect that uniqueness. Rich Miller is on call to help you determine the best coverage for your home.
  
  However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
  
  Rich Miller and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 610 W Poplar Ave or call us at (901) 854-3456. We will take the time to explain all your options as well as unique coverage concerns based on living in Collierville, and we'll make sure you know about available discounts you may qualify for.

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• Life Insurance

  At Richard Timothy Miller, we want to make customers aware of how easy and affordable life insurance is. We know many people in Collierville think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Rich Miller at (901) 854-3456 to arrange a time to meet in office at 610 W Poplar Ave,Collierville,TN,38017 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Richard Timothy Miller has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Collierville, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Collierville, our agents understand commercial property coverage and your business insurance needs.
  
  This understanding, as well as our commitment to superior products and customer service, has led the Richard Timothy Miller to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
  
  From business interruption to medical stop loss, let the experts at the Richard Timothy Miller help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (901) 854-3456 to talk about how to manage your risk or to make an appointment with our office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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