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Richie Estes, Insurance Agent

Garry R Estes in Columbia, KY

Richie Estes

Principal Agent

8:00 AM - 4:30 PM 8:00 AM - 4:30 PM 8:00 AM - 4:30 PM 8:00 AM - 4:30 PM 8:00 AM - 4:30 PMClosed Today Closed Today
Main Number
(270) 384-9155(270) 384-9155

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Store Hours:

Day of the WeekHours
Mon8:00 AM - 4:30 PM
Tue8:00 AM - 4:30 PM
Wed8:00 AM - 4:30 PM
Thu8:00 AM - 4:30 PM
Fri8:00 AM - 4:30 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Richie Estes


  • Lindsey Wilson College Bachelor Degree in Business Administration

Languages Spoken

  • English

Licensed In

  • IN
  • KY
  • TN


  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Garry R Estes in Columbia, KY provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    If you've recently bought a brand new or new-to-you vehicle in Columbia, you'll want an all-encompassing auto insurance plan that protects your new investment. Garry R Estes specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.

    Garry R Estes is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.

    Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (270) 384-9155 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 1115 Jamestown Street.

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  • Homeowners Insurance

    Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Garry R Estes we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. Garry R Estes or another of our experienced agents will discuss your Columbia home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.

    We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.

    Contact Garry R Estes or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (270) 384-9155 for more information or to schedule an appointment. You can also stop by our office, located at 1115 Jamestown Street.

    Get an insurance quote

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Garry R Estes are here to help people like you in the Columbia area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (270) 384-9155 and ask for Garry R Estes. We are located at 1115 Jamestown Street,Columbia,KY,42728 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.

    LAW-0248AO (05/18)

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  • Business Insurance

    No Columbia business should be left without quality insurance protection. Garry R Estes and the rest of us here at Garry R Estes specialize in providing coverage to local business owners so that their employees, finances, physical grounds, and offices are well-protected. We eliminate any guesswork that may be involved with insurance plans and replace it with confidence and reassurance.

    Nationwide is known for its stellar attention to detail when it comes to various insurance protections, which is why we've teamed up with them to bring you a dependable plan for your business and your employees. We aren't satisfied until we've helped you create a quality plan as well as identified each discount to which you're entitled. Garry R Estes knows that equipment can break down, that your business operations can be interrupted, and that your employees may become injured. No matter the situation, your plan should account for it, which is exactly where we come in. Once we've set you up with coverage, we hope you'll keep us up to date on any changes you're making to your business in order that your plan always reflects your most current needs.

    Stop by our office located at 1115 Jamestown Street when you're ready to learn more about Nationwide insurance. You're also welcome to give us a call at (270) 384-9155.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Garry R Estes also offers products in IN, TN, KY. Please call for information on products in those states.

About Garry R Estes

Michelle Estes, Insurance Agent

Michelle Estes Associate Agent

(270) 384-9155(270) 384-9155
(866) 826-6421(866) 826-6421
Dezirae Sandusky, Insurance Agent

Dezirae Sandusky Associate Agent/Office Manager

(270) 384-9155(270) 384-9155
(866) 826-6421(866) 826-6421
2883 Campbellsville Rd
Hodgenville, KY 42748
Main Number
(270) 358-3533(270) 358-3533
Click to visit page of this location
9900 Shelbyville Rd
Ste 9A
Louisville, KY 40223
Main Number
(502) 425-8523(502) 425-8523
Click to visit page of this location
The Estes Agency is a full-service insurance agency. With over 27 years experience our agency has made insurance simple for our members. A friendly comfortable environment every time you visit our office has become part of our mission. Our top priority is doing what is best for you, our client. It is our responsibility to find protection no matter what your needs are and to provide you the best choice at competitive rates to fill those needs. We are still traditional in our business values, we stand behind what we say and do with the promise of our word. Our duty is to protect you and represent your needs above all, from start to finish. Whether it is explaining your coverage or helping you file a claim we are there for you. We give you all the time you need to feel comfortable with the process and back that up with quick prompt attention when your time is limited. Our Agency receives expert training on a regular and on-going basis in an effort to stay on top of industry changes and trends. Everything we do is in the interest of our members and their protection -- we feel our agency is second to none in that respect. We are honored to serve our members.
We strive to satisfy your insurance needs through quality products, superior service, and professional advice. Whether you need insurance on your Home, Auto, Life, Business, Motorcycle, Boat or RV we have it all at one convenient place. We exist to serve our members and will do so with honesty and integrity. We will always be On Your Side!

Average customer rating for Garry R Estes

1115 Jamestown Street
Suite 4
Columbia, KY 42728