Richie Estes, Insurance Agent

Garry R Estes

Richie Estes
Principal Agent
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(502) 425-8523(502) 425-8523

Get an insurance quote

Get an insurance quote

(502) 425-8523(502) 425-8523
(888) 434-0145(888) 434-0145

Send Richie Estes an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Richie Estes

  • Lindsey Wilson College Bachelor Degree in Business Administration
Languages Spoken
  • English
Licensed In
  • IN
  • KY
  • TN
  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Garry R Estes in Louisville, KY provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let Garry R Estes answer all your auto insurance questions. Our agents can ensure your policy meets all applicable KY requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Louisville.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Louisville drivers Garry R Estes serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 9900 Shelbyville Rd, but no matter which Louisville zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (502) 425-8523. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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  • Homeowners Insurance
    If you are currently in the market for new home insurance protection in Louisville, then now is the time to get in touch with the agents at Garry R Estes. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. For more details on coverage solutions that are best suited to your needs, contact Richie Estes or our other agents, who are ready to provide assistance. For instance, the Brand New Belongings® option may help to replace or repair covered items.

    Together with the help of Nationwide, Garry R Estes can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.

    For straightforward solutions to your home insurance needs in Louisville, don't hesitate to visit with the agents in our office at 9900 Shelbyville Rd. Alternatively, we also conduct consultations and assist with purchases over the phone at (502) 425-8523.

    Get an insurance quote

  • Life Insurance
    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Louisville, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Garry R Estes and Richie Estes can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (502) 425-8523 for an appointment with an agent. Feel free to stop by 9900 Shelbyville Rd,Louisville,KY,40223 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance
    When it comes to owning and operating your own business, few choices may seem clear or simple. Richie Estes can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Louisville area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.

    Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Garry R Estes, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.

    Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (502) 425-8523 or visit our 9900 Shelbyville Rd office.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Garry R Estes also offers products in IN, TN, KY. Please call for information on products in those states.

About Garry R Estes

Dennis Frank, Insurance Agent

Dennis Frank Associate Agent

(502) 425-8523(502) 425-8523
(888) 434-0145(888) 434-0145

Send Dennis Frank an Email

Tina Garrett, Insurance Agent

Tina Garrett Associate Agent/Office Manager

(502) 425-8523(502) 425-8523
(888) 434-0145(888) 434-0145

Send Tina Garrett an Email

Shannon Axsom, Insurance Agent

Shannon Axsom Associate Agent/Customer Service

(502) 425-8523(502) 425-8523
(888) 434-0145(888) 434-0145

Send Shannon Axsom an Email

1115 Jamestown Street
Suite 4
Columbia, KY 42728
Main Number
(270) 384-9155(270) 384-9155
Click to visit page of this location
The Estes Agency is a full-service insurance agency. With over 25 years experience our agency has made insurance simple for our members. A friendly comfortable environment every time you visit our office has become part of our mission. Our top priority is doing what is best for you, our client. It is our responsibility to find protection no matter what your needs are and to provide you the best choice at competitive rates to fill those needs. We are still traditional in our business values, we stand behind what we say and do with the promise of our word. Our duty is to protect you and represent your needs above all, from start to finish. Whether it is explaining your coverage or helping you file a claim we are there for you. We give you all the time you need to feel comfortable with the process and back that up with quick prompt attention when your time is limited. Our Agency receives expert training on a regular and on-going basis in an effort to stay on top of industry changes and trends. Everything we do is in the interest of our members and their protection -- we feel our agency is second to none in that respect. We are honored to serve our members.
We strive to satisfy your insurance needs through quality products, superior service, and professional advice. Whether you need insurance on your Home, Auto, Life, Business, Motorcycle, Boat or RV we have it all at one convenient place. We exist to serve our members and will do so with honesty and integrity. We will always be On Your Side!

Average customer rating for Garry R Estes

9900 Shelbyville Rd
Ste 9A
Louisville, KY 40223