Rick C Frank, Insurance Agent

Richard C Frank Lutcf in Fremont, OH

Rick C Frank

Agency Owner

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(419) 332-8481(419) 332-8481

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(419) 332-8481(419) 332-8481
(419) 332-4754(419) 332-4754


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Rick C Frank

Wife: Cindy Children: Jordan & Cassidy


  • Associates Degree in Business- Tiffin University Registered Representative of Nationwide Advisory services Inc., Member NASD for over 15 years

Professional Designations


Languages Spoken

  • English

Licensed In

  • MI
  • OH


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications



  • Champion Award
  • Million Dollar Round Table
  • Presidents Conference Award
  • Nationwide Life Council

Community Activities

  • President Fremont Kiwanis Club 2 years Sandusky County United Way Campaign Chair Board of Directors: United Way, Kiwanis, Buckeye council of Campfire, NAIFA Coach: baseball, soccer, basketball, football

Our Insurance Products

The Nationwide Insurance: Richard C Frank Lutcf in Fremont, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Richard C Frank Lutcf has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Fremont differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Rick C Frank a call today at (419) 332-8481 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 814 W State St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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  • Homeowners Insurance

    For years, Richard C Frank Lutcf has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.

    Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.

    Rick C Frank has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Fremont at 814 W State St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Richard C Frank Lutcf at (419) 332-8481 to explore your insurance options.

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  • Life Insurance

    At Richard C Frank Lutcf, we want to make customers aware of how easy and affordable life insurance is. We know many people in Fremont think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Rick C Frank at (419) 332-8481 to arrange a time to meet in office at 814 W State St,Fremont,OH,43420 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance

    Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Richard C Frank Lutcf understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Fremont.

    The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Rick C Frank or one of our other agents is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.

    To get things started, Rick C Frank recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (419) 332-8481 to make an appointment for a consultation at 814 W State St. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Richard C Frank Lutcf also offers products in MI, OH. Please call for information on products in those states.

About Richard C Frank Lutcf

Our top priority at the Rick Frank Insurance and Financial Services agency is doing what is best for you. We are a full service agency dedicated to finding you the protection you need. We would like to get to know you-build a relationship-and then develop an understanding of how we can best fit your insurance needs. If you suffer a loss, we are your first contact. We'll stand beside you during the process and help you in any way we can to ease your burden. We are your only local Nationwide Insurance agent in Fremont. Our agency has been in Fremont for over 25 years. We have a fully licensed staff ready to assist you with your insurance needs. Rick is a past citizen of the year and is very active in the community. We are honored to be a Farm Certified Agency. Rick has successfully completed educational courses and has achieved the On Your Side Farm Certified Agent designation from Nationwide Agribusiness Insurance Co. He has made a commitment to help protect farmers in our area with the highest level of professionalism and service. He has specialized knowledge and understanding of everything from farming operations to risk management. So you can get the specialized coverage you and your farm operation need. We are also honored to be an On Your Side Certified Agency, which we earn through our ongoing commitment to truly exceptional service to our customers. What does it mean to be On your Side Certified" ~Our staff is highly trained to provide you with only the best service. ~We take the time to explain insurance-without jargon. ~We carefully customize your insurance program to to fit your unique needs. ~We provide a Nationwide On Your Side Review to ensure you have the protection you need as your life changes. Join the Nation Today.
The Rick Frank Insurance Agency has been helping solve client's pesonnal and business needs for over 20 years. We are commited to first class customer service and look forward to working with new clients.

Average customer rating for Richard C Frank Lutcf

814 W State St
Fremont, OH 43420