Hamby Fotheringham Agency in Hudson, NC

The Hamby Fotheringham Agency in Hudson, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Hamby Fotheringham Agency. We work with Nationwide to bring you excellent service and coverage in Hudson.
  
  Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
  
  Give Hamby Fotheringham Agency or another experienced agent a call today at (828) 728-3741. Drivers can discuss options over the phone or in person at 208 Mt Herman Rd.

  Read MoreRead Less
• Home Insurance

  A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While Hamby Fotheringham Agency of Hamby Fotheringham Agency may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.
  
  Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.
  
  Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call Hamby Fotheringham Agency at (828) 728-3741 or drop in for a visit at our office on 208 Mt Herman Rd.

  Read MoreRead Less
• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Hamby Fotheringham Agency proudly work with residents in the Hudson area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (828) 728-3741 and ask to speak to Hamby Fotheringham Agency. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 208 Mt Herman Rd,Hudson,NC,28638. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

  Read MoreRead Less
• Business Insurance

  You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Hamby Fotheringham Agency may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
  
  We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Hudson. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
  
  With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Hamby Fotheringham Agency can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (828) 728-3741 to set up a time to stop by our office on 208 Mt Herman Rd, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Hamby Fotheringham Agency also offers products in NC, SC. Please call for information on products in those states.