Ruby Barnett, Insurance Agent

Ruby Joyce Barnett

Ruby Barnett
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(510) 251-3800(510) 251-3800

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Contact
Phone:
(510) 251-3800(510) 251-3800
Fax:
(510) 251-2077(510) 251-2077

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Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Ruby Barnett

Professional Designations
  • LUTCF
Languages Spoken
  • English
Licensed In
  • CA
Services
  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Ruby Joyce Barnett in Oakland, CA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Ruby Joyce Barnett prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.

    Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Ruby Barnett works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.

    If you have questions about coverage options and policies, talk to one of our agents by calling us at (510) 251-3800. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Ruby Barnett in our office at 440 Grand Ave..

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  • Homeowners Insurance
    If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Ruby Joyce Barnett are here to help you discover new lines of coverage relevant to your needs. Ruby Barnett excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.

    Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.

    An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Ruby Barnett is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Ruby Joyce Barnett at (510) 251-3800 or visit our office at 440 Grand Ave..

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  • Life Insurance
    At Ruby Joyce Barnett, we want to make customers aware of how easy and affordable life insurance is. We know many people in Oakland think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Ruby Barnett at (510) 251-3800 to arrange a time to meet in office at 440 Grand Ave.,Oakland,CA,94610 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

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  • Business Insurance
    The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Ruby Joyce Barnett works with Nationwide to provide Oakland business owners with high quality protection for their companies, employees, and the future of their businesses. Let Ruby Barnett and Nationwide safeguard your business while you take care of business.

    Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.

    While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 440 Grand Ave. at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (510) 251-3800.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Ruby Joyce Barnett also offers products in CA. Please call for information on products in those states.

About Ruby Joyce Barnett

Pharoah Powell, Insurance Agent

Pharoah Powell Associate Agent

Phone:
(510) 251-3800(510) 251-3800
Fax:
(510) 251-2077(510) 251-2077

Send Pharoah Powell an Email

OUR HISTORY The Ruby Joyce Barnett Agency opened in 2006 in Oakland. Our licensed agents sell auto, home, boat, motorcycle, commercial and life insurance.
Our staff of three has a total of 30 years of insurance experience. We are equipped to address needs analysis, not only in home and car but also in life and commercial matters.

Average customer rating for Ruby Joyce Barnett

440 Grand Ave.
Suite 450
Oakland, CA 94610
US